Shippinglån trækker bankerne ned

Krisen i den internationale skibsfart tvinger nu bankerne til at nedskrive værdien af deres tilgodehavender i shippingindustrien, med op mod 90 milliarder dollar. Hensættelserne er en konsekvens af, at prisen på brugte skibe er dykket med op mod 50 procent.

Når de skibe rederierne ejer bliver mindre værd, falder værdien af den sikkerhed bankerne har, tilsvarende. Og at det også forholder sig sådan i praksis, har flere banker måtte sande hen over sommeren.

Det bedst kendte eksempel er Eastwind Maritimes konkurs, hvor bankerne pludselig stod tilbage med 70 mere eller mindre usælgelige skibe - set i forhold til den sikkerhed de skulle have repræsenteret.

Og for nylig overtog en amerikansk bank seks skibe med en samlet værdi på 22,7 millioner dollar. Men der var ydet lån med sikkerhed i skibene på 54,7 millioner dollar.

Kilde: Financial News

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